Full hospital care insurance for independent professionals (GIGers)

LUX MED Insurance is the trade name of the Swedish insurance company LMG Försäkrings AB, headquartered in Stockholm, operating in Poland through the branch of LMG Försäkrings AB S.A. in Warsaw.

LUX MED Insurance is part of the LUX MED Group, with 30 years of experience in healthcare, continuously developing and setting trends in modern healthcare services.

The LUX MED Group is part of Bupa, an international group operating in the healthcare sector for 75 years, with a focus on health insurance, prevention, and professional counseling, currently with a global presence in 190 countries.

Choose your insurance package

Full hospital care for you and, depending on the plan, for your partner and/or child. Instead of a compensation payout, it provides real assistance with hospitalization, including phone support and coordination of diagnostic tests and hospital admissions. It covers the entire treatment process: from hospital diagnostics, through surgical and non-surgical treatments, to emergency assistance and post-hospital rehabilitation. It ensures hospital care in the case of being referred for inpatient treatment, childbirth, sudden health deterioration, or injury, at a private hospital within the LUX MED Group or its partners.

The insurance is available for individuals up to 70 years of age, residing in the Republic of Poland.

Check the list of LUX MED hospitals and partner facilities.

Explore the available plans in GIGstore. Log in and purchase or register below.

GIG protect(hospital)
  • For you (GIGer)
GIG protect(hospital)+
  • For you (GIGer)
  • For your partner
GIG protect(hospital)++
  • For you (GIGer)
  • For your partner
  • For 1 child under 18 years old

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Not using GIGstore? Register now!

Frequently Asked Questions (FAQ)

  • What does the hospital insurance cover?

    Hospital insurance covers: emergency assistance 24/7, planned surgeries and procedures, hospital diagnostics, non-surgical or surgical treatment, and post-operative rehabilitation.

    You also receive phone support from the Hospital Care Coordinator, who informs you about the treatment plan within 3 days of receiving the referral, arranges the start of treatment within 30 days, and organizes diagnostics or rehabilitation.

    Additionally, you can take advantage of the hospital health check-up, which allows for preventive tests tailored to health concerns based on age and gender.

  • When can I take advantage of the Hospital Health Check-up?

    If you haven't used the insurance for 2 years, you have the opportunity to undergo preventive health screenings tailored to health issues based on age and gender as part of the Hospital Health Check-up.

  • Who can be insured under the hospital insurance?

    Hospital insurance is available for individuals aged 18 to 70. You can insure yourself, your partner, and children.

  • How much does this insurance cost?

    The insurance premium depends on whether you are purchasing the policy for yourself, for yourself and a partner, or for yourself, a partner, and a child. The policy amount also depends on the number of children registered.
    Register and check.

  • Can a foreigner be covered by insurance?

    Yes, a foreigner residing in the Republic of Poland can be covered by insurance.

  • What is the territorial scope of the insurance coverage?

    The insurance coverage applies within the territory of the Republic of Poland.

  • For what period can the insurance be taken out?

    The insurance can be taken out for a period of 12 months. The premium is paid monthly.

  • What are the limitations of the insurance coverage?

    There is a waiting period: 3 months for planned hospitalizations and 10 months for highly specialized methods of treatment and diagnostics, as well as childbirth.

  • Are the amounts provided net or gross values?

    The amounts provided are net amounts, which are also gross amounts due to VAT exemption.

Do you want to know more?

Important documents:

Product Card and General Terms and Conditions of Insurance (GTC)

Distribution Policy

Power of Attorney

Contact:

GIGLIKE Insurance Sp. z o.o.
Tomasza Zana 11a | 20-601 Lublin | email: [email protected]
NIP: 7123470586 | KRS: 1088037 | REGON: 527775240
Share capital: 5,000 PLN
RAU Registration Number: 11258619/A